A CFO in the Room, at a Fraction of the Salary
If your business is turning over $1M to $50M and you need senior financial firepower without a full-time hire, we give you a CFO on tap. We build your cashflow forecasts, board packs, models and KPI dashboards, and sit beside you for the big calls. Remote-first, on a monthly retainer.
You can read the P&L, but you are making seven-figure calls on instinct, and the only person who truly understands the finances is also the person running the company.If that is where you are, you do not need another report. You need a finance leader in the room.
We give you numbers you can actually steer by
As you move through $2M, $5M and beyond, a single forecasting model breaks and the bank starts asking harder questions. We build the cashflow, the three-way model and the KPI view that let you decide on evidence, not gut feel.
We get you ready before anyone asks
Whether it is a data room for investors or a monthly pack for your board, we know what diligence and directors actually want to see. The runway scenarios, cap table and reporting are built and defensible well ahead of the meeting.
You get the seniority without the headcount
You need the judgement of a finance leader, not a full-time one on the payroll. We sit in your leadership meetings, own the strategy and modelling, and scale the days up or down as the business does. No lock-in.
A Retained CFO. One Monthly Fee
Strategy, modelling, reporting and a real human in your monthly leadership meeting. Not a templated PDF emailed at 5pm.
- 13-week cashflow forecast, refreshed monthly
- Monthly board pack with KPI dashboard and variance narrative
- Three-way financial model and scenario analysis
- Bank covenant tracking and lender relationship
- Investor data room build and due diligence support
- Cap table maintenance and runway scenarios
- Monthly leadership meeting attendance (remote or in-person)
- Unlimited Slack and email between meetings
We Treat Your Finances Like Owners, Not Like a Monthly Deliverable
A Finance Leader Who Owns the Outcome
You work directly with a qualified accountant who has carried a real CFO mandate. They take a position on your pricing, margins and capital, and they are accountable for the call, not just the spreadsheet behind it.
You See Trouble Before It Lands
The cashflow is refreshed and the KPI view stays current, so a tightening runway or a slipping margin reaches you while there is still time to act. We bring you the hard read early, not a tidy explanation after the fact.
In Your Corner With the Bank and the Board
When lenders set covenants or investors run diligence, we put your case forward and answer the questions for you. Your numbers hold up under scrutiny because we built them to, and we are in the room when they are tested.
From Kick-off to First Board Pack in 14 Days
Strategy Call
60 minutes. We diagnose the finance gap, agree the KPI set and align on the first 90 days.
Proposal & Build
One monthly fee scoped to your stage, sent within 48 hours and no multi-year lock-in. Then your three-way model, KPI dashboard, 13-week cashflow and board pack template, built in the first 14 days.
Monthly Cadence
Numbers close. Pack on the 10th. Leadership meeting on the 12th. Reforecast on the 15th. Repeat.
Quoted to Your Business, Not to a Template
Virtual CFO scope varies wildly: raise prep, board cadence, lender management, days-per-month. We quote after the discovery call, so the retainer matches what you actually need.
What Founders Ask Before They Engage a Virtual CFO
Why hire a virtual CFO instead of a full-time one?
A senior CFO in Australia typically costs $250k-$400k all-in. For most $1M-$20M businesses that is overkill. A virtual CFO gives you the same skill set for 10-20% of the cost, sized to the days per month you actually need finance leadership.
Are you a CFO or a bookkeeper with a fancier title?
Our virtual CFOs are qualified accountants with prior industry CFO or finance director experience. Bookkeeping and tax compliance run on a separate team. The CFO owns strategy, modelling and board reporting.
How is this different from Business Advisory?
Business Advisory is project work: an acquisition review, a restructure, an exit prep. Virtual CFO is an ongoing monthly retainer with embedded finance leadership. Most clients start with one and grow into the other.
Do you also handle my compliance and tax?
We can. Most retainers bundle the compliance work (annual financials, tax return, BAS) at a discount. Some clients keep tax with their existing accountant and just engage us on CFO work, which is fine.
Will you actually come to my board meetings?
Yes. Remote by default. In person if you are in Perth or willing to fly us. Your CFO presents the board pack, fields questions and stays for the strategy discussion.
What Our Clients Say About Us
Pair Virtual CFO with the Rest of the Back Office
Planning and Forecasting Calculators
Model the numbers yourself before we build them into your forecast.
Compound Interest Calculator
Project growth with regular contributions over time.
Discounted Cash Flow Calculator
NPV of a stream of future cash flows.
Retirement Savings Calculator
Project your super balance at retirement.
SMSF Calculator
Compare SMSF fees against a retail or industry fund.
Bring a CFO into Your Monthly Leadership Rhythm
A 60-minute strategy call with a finance leader who has run real CFO mandates. No obligation, month-to-month, no lock-in.
Free · No lock-in · 2-hour reply guarantee