Virtual CFO Services Australia

A CFO in the Room, at a Fraction of the Salary

If your business is turning over $1M to $50M and you need senior financial firepower without a full-time hire, we give you a CFO on tap. We build your cashflow forecasts, board packs, models and KPI dashboards, and sit beside you for the big calls. Remote-first, on a monthly retainer.

Book a Strategy Call 08 6285 8110

From $1,950/mo retainer 2-hour reply guarantee IPA & TPB registered CFO-led, remote-first Monthly retainer

$1,950/moFrom, retainer

14dayBuild to first board pack

2hrReply guarantee

IPA+TPBRegistered practice

When the Business Outgrows the Numbers

You can read the P&L, but you are making seven-figure calls on instinct, and the only person who truly understands the finances is also the person running the company.

If that is where you are, you do not need another report. You need a finance leader in the room.

You are growing past what spreadsheets can hold

We give you numbers you can actually steer by

As you move through $2M, $5M and beyond, a single forecasting model breaks and the bank starts asking harder questions. We build the cashflow, the three-way model and the KPI view that let you decide on evidence, not gut feel.

A raise or a board is on the horizon

We get you ready before anyone asks

Whether it is a data room for investors or a monthly pack for your board, we know what diligence and directors actually want to see. The runway scenarios, cap table and reporting are built and defensible well ahead of the meeting.

A $250k CFO salary is not the answer yet

You get the seniority without the headcount

You need the judgement of a finance leader, not a full-time one on the payroll. We sit in your leadership meetings, own the strategy and modelling, and scale the days up or down as the business does. No lock-in.

Australian Virtual CFO reviewing a financial chart, KPI dashboard and 13-week cashflow forecast from a modern office workstation

Board pack by the 10thCashflow, KPIs, variance, narrative

What's Included

A Retained CFO. One Monthly Fee

Strategy, modelling, reporting and a real human in your monthly leadership meeting. Not a templated PDF emailed at 5pm.

13-week cashflow forecast, refreshed monthly
Monthly board pack with KPI dashboard and variance narrative
Three-way financial model and scenario analysis
Bank covenant tracking and lender relationship
Investor data room build and due diligence support
Cap table maintenance and runway scenarios
Monthly leadership meeting attendance (remote or in-person)
Unlimited Slack and email between meetings

Why Founders Trust Us With the Numbers

We Treat Your Finances Like Owners, Not Like a Monthly Deliverable

A Finance Leader Who Owns the Outcome

You work directly with a qualified accountant who has carried a real CFO mandate. They take a position on your pricing, margins and capital, and they are accountable for the call, not just the spreadsheet behind it.

You See Trouble Before It Lands

The cashflow is refreshed and the KPI view stays current, so a tightening runway or a slipping margin reaches you while there is still time to act. We bring you the hard read early, not a tidy explanation after the fact.

In Your Corner With the Bank and the Board

When lenders set covenants or investors run diligence, we put your case forward and answer the questions for you. Your numbers hold up under scrutiny because we built them to, and we are in the room when they are tested.

How It Works

From Kick-off to First Board Pack in 14 Days

Strategy Call

60 minutes. We diagnose the finance gap, agree the KPI set and align on the first 90 days.

Proposal & Build

One monthly fee scoped to your stage, sent within 48 hours and no multi-year lock-in. Then your three-way model, KPI dashboard, 13-week cashflow and board pack template, built in the first 14 days.

Monthly Cadence

Numbers close. Pack on the 10th. Leadership meeting on the 12th. Reforecast on the 15th. Repeat.

Pricing

Quoted to Your Business, Not to a Template

Virtual CFO scope varies wildly: raise prep, board cadence, lender management, days-per-month. We quote after the discovery call, so the retainer matches what you actually need.

Book a Free Discovery Call

Common Questions

What Founders Ask Before They Engage a Virtual CFO

Why hire a virtual CFO instead of a full-time one?

A senior CFO in Australia typically costs $250k-$400k all-in. For most $1M-$20M businesses that is overkill. A virtual CFO gives you the same skill set for 10-20% of the cost, sized to the days per month you actually need finance leadership.

Are you a CFO or a bookkeeper with a fancier title?

Our virtual CFOs are qualified accountants with prior industry CFO or finance director experience. Bookkeeping and tax compliance run on a separate team. The CFO owns strategy, modelling and board reporting.

How is this different from Business Advisory?

Business Advisory is project work: an acquisition review, a restructure, an exit prep. Virtual CFO is an ongoing monthly retainer with embedded finance leadership. Most clients start with one and grow into the other.

Do you also handle my compliance and tax?

We can. Most retainers bundle the compliance work (annual financials, tax return, BAS) at a discount. Some clients keep tax with their existing accountant and just engage us on CFO work, which is fine.

Will you actually come to my board meetings?

Yes. Remote by default. In person if you are in Perth or willing to fly us. Your CFO presents the board pack, fields questions and stays for the strategy discussion.

Client Stories

What Our Clients Say About Us

    
 
 
         
   laban boit 
 
 
 
 Trustindex verifies that the original source of the review is Google. Exceptional experience with KSH TAX. They provided outstanding accounting support and clear, knowledgeable advice for our tax consulting needs. Highly professional, responsive, and easy to work with. Highly recommend their services to anyone looking for reliable tax and accounting expertise.
  
 
        
   Eva Storey 
 
 
 
 Trustindex verifies that the original source of the review is Google. KSH Tax have been managing my personal and business taxes for two years now. The team are great to work with, friendly, take time to understand your tax needs. They are easy to contact and respond quickly to calls and emails. I cannot recommend them highly enough,
  
 
        
   samson Ndung'u 
 
 
 
 Trustindex verifies that the original source of the review is Google. The staffs are very supportive and professional in all what they are doing. Very responsive in time and therefore excellent services in corporate returns. Highly recommendable.
  
 
        
   Widyan Memon 
 
 
 
 Trustindex verifies that the original source of the review is Google. Me and My family have been doing their tax return and all other accounting services with KSH since 2 years now and we have never been disappointed, They are very efficient and so easily reachable as well and provide excellent service with a reasonable amount of money too ! They are very friendly and professional , Highly recommended! ⭐️
  
 
        
   Shannon M 
 
 
 
 Trustindex verifies that the original source of the review is Google. Highly recommend KSH Tax. Victor has been outstanding in handling both my individual and company tax affairs. He is knowledgeable, thorough, and takes the time to clearly explain everything, giving me confidence that my taxes and BAS statements are done correctly and efficiently. Victor is proactive, detail-oriented, and always responsive to questions, making the whole process stress-free.
  
 
        
   Caleb Nyakundi 
 
 
 
 Trustindex verifies that the original source of the review is Google. Got the best service from KSH Tax Group: friendly team, offering timely service. Would highly recommend for a new business, best support possible available at any time.
  
 
        
   suman reddy 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had a fantastic experience with KSH GROUP PTY LTD for my tax return this year. From start to finish, the process was smooth, professional, and stress-free. The Accountant Victor is incredibly knowledgeable, efficient, and made everything so easy to understand. when i appiled for housing loan victor helped me for the tax return assessment letter its really helped me to process the loan  and ensured I got the best possible outcome. I really appreciated his attention to detail and the way he took the time to explain things clearly. I’ll definitely be using KSH TAX  again next year and highly recommend them to anyone looking for a reliable and hassle-free tax service!
  
 
        
   Marcia Taylor 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service
  
 
        
   Zicheng Wang 
 
 
 
 Trustindex verifies that the original source of the review is Google. I recently had the pleasure of working with KSH TAX, and I couldn't be more impressed with their service. Serena was exceptional—she was knowledgeable, attentive, and truly dedicated to understanding my needs. Her guidance made the entire process seamless, and I felt confident every step of the way. I highly recommend KSH TAX to anyone seeking reliable accounting services. Thank you, Serena, for your outstanding support!